Ecobank Transfer Code: How to Activate and Use the USSD Service.

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The Ecobank transfer code is *326#. This USSD service allows customers to transfer money or make payments using a simple code. It has been praised for its convenience and security, as customers no longer have to worry about forgetting their bank account details or needing a physical card.

The Ecobank code is very easy to use, and you can activate it immediately after registering for the service.

Using the code saves customers time and effort while transferring money to family and friends in Nigeria. The transfer code is also beneficial for business transactions, as customers can securely and quickly make payments to vendors or suppliers without the need for internet access. Fidelity Bank and many other banks have a similar service.

Requirements for Ecobank USSD code Service Activation

The following are needed to activate this service: a bank account with Ecobank, a phone with mobile service, an Ecobank debit card, and the phone number that was linked to your bank account during the opening. There is no need for internet service.

How to Activate Ecobank Transfer Code

To activate your USSD code, dial *326# and follow the instructions. The process is simple and quick.

The first step is to select the debit card that is connected to your bank account. Next, you will be prompted to enter some required details and hit the submit button. This enables the system to verify it was really you and then allows you to create a secret pin for your transactions.

How to Use the USSD Code for Fund Transfer

Ecobank’s USSD code is very simple and easy to use. It can be used for both intra-bank transfers and inter-bank transfers.

If you have an existing account with Nigeria’s Ecobank, the simplest way to transfer money is by dialing *326# on your phone and selecting the option “Transfer Money” from the menu that appears, and selecting the recipient’s bank from the list of options.

The system displays the name of the account holder for confirmation. Cancel and start afresh if the name displayed does not match the name of the account you entered.

How to Use Ecobank Nigeria USSD Code for Paying Bills

Ecobank mobile banking can be accessed by any mobile phone anywhere anytime. You can use it in your office, or at home.

When using the USSD code to pay bills, it is important that you do as follows:

● Enter *326# on your phone

● Find and choose the bill payment option

● The amount due must be entered

How to Recharge Airtime Using the USSD code for Ecobank

The first step is to dial *326#.

Now select “Buy Airtime” from the list of options displayed on your screen and enter the amount you want to recharge. All major network providers in Nigeria are supported by this service.

Once the amount has been entered correctly and tapped on the “OK” button then wait for a successful message from Ecobank.

Transfer Limit When Using the Code

Ecobank Nigeria’s USSD code is used to transfer money to any Ecobank account holder in Nigeria by use of a mobile phone without the use of the internet. The maximum amount you can transfer using this code is 100,000 naira per day and 20,000 Naira per transaction.

However, there is no limit to how many times you can make a transfer using the USSD code. You can use it as many times as possible as long as you have sufficient funds in your account and have not crossed the transfer limits.


This guide shows you how to use the transfer code for Ecobank to make funds transfers and payments. The first step is to register for the service. This can be done online or at any branch of Ecobank Nigeria. After registering, you will be given a unique code that you will use for all your transactions on the platform.